Products

Created with our members in mind, our core commercial products are all exclusive to BNU and offer additional policy enhancements. In addition we offer a range of Financial and Personal Lines products allowing members to present their customers with a comprehensive offering.

To download the policy and summary documents for each product, please click on the relevant tile below.

Financial Risks

Financial Risks

Financial Risks

Designed exclusively for you, our Financial Risks product can provide D&O, Office and many more covers; and every policyholder will get FREE Cyber Liability insurance (terms and conditions apply).

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Commercial Combined

Commercial Combined

Commercial Combined

Our flagship product which sits at the heart of most customers’ portfolio. We have a strong appetite for industrial risks, in particular businesses involved in wood, metal or plastic products.

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Fire & Security Combined

Fire & Security Combined

Fire & Security Combined

Designed specifically to cater for the needs of those involved in areas ranging from fire protection to CCTV and alarm companies.

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Cleaning Contractors Combined

Cleaning Contractors Combined

Cleaning Contractors Combined

Our bespoke policy wording provides specific coverage for cleaning contractors, recognising that they have unique exposures which traditional liability policies cannot cover.

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Electrical Contractors Combined

Electrical Contractors Combined

Electrical Contractors Combined

We recognise that there is a wide variety of electrical contractors and our underwriting footprint is equally broad ensuring we can offer your customers’ exactly what they need.

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Property Owners

Property Owners

Property Owners

With policies designed for Managing Agents, Commercial and Residential Landlords we have a broad appetite for business.

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Combined Liability

Combined Liability

Combined Liability

With the ability to underwrite over 1000 different trades, BNU’s experienced underwriters can provide you with a solution for the “difficult to place” business.

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Construction Liability and Contract Works

Construction Liability and Contract Works

Construction Liability and Contract Works

We are highly competitive for all types of construction business even the more hazardous occupations such as demolition contractors.

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Excess of Loss

Excess of Loss

Excess of Loss

As more clients demand higher limits of indemnity, with limits of indemnity up to £75m, this policy can help them to protect their business.

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BNU Extra

BNU Extra has been designed as a flagship package to help members win and retain business. In addition to our standard policy offering members can also benefit from a number of additional enhancements on a range of our products including; a free HR resource, guaranteed rating, low claims rebate and risk management funding.

To read more about these additional enhancements visit www.bnuriskmanagement.co.uk.